Top~6 Best Credit Card for Students 2019 Cashback/Purchases
What is Credit Card?
Plastic card issued by bank, associates and other companies allowing the holder to purchase goods or services on credit. It issued by credit card users.
In India various banks and associates provide credit cards like SBI Bank, HDFC, ICICI, Axis Bank,
College going students have own financial requirements. Have you thought of getting a credit card. Various banks provide credit card for students. Best Credit Card for Students 2019.
Credit Card for Students in India or Credit Card for Students with no income.
It doesn’t require heavy documentation and low interest rate and zero annual fee. Students can also earn reward points. Credit card points to be earn when you spend a particular amount. Student Credit Card Cashback offers and Student Credit Card Purchase offers.
Document required It only available for college going students
Residential Address Proof
Identity Card of college/university (undergraduate and postgraduate), along with enrollment proof.
Passport sized colored photos
Best Credit Cards for Students 2019
Credit card that offered to students at college level (18 year or above) and no income eligibility limit.
Which Bank provide Student Credit Card in India – State Bank of India, ICICI Bank, Axis Bank, HDFC Bank.
SBI Student Plus Advantage Credit Card
HDFC Bank ForexPlus Card
ICICI Bank Student Travel Card
HDFC Multicurrency Platinum ForexPlus Chip Card
How can Students Apply for Credit Card in India – Student credit card are new commer in creditcard industry to help college student manage their student life expenses on their own. Different banks have different process and own eligibility criteria and provide credit card on the basis of that standard. While SBI provide CC only to its education loan customers and some provide over security deposits. If student above 18 years of age and would like to apply for Student Credit card. Firstly analyse which bank provide best SCC.
- Credit Limits Lower cc limit as compared to others. Average cc has limit around Rs 15000/-
- Card Validity Students cc generally valid for five year as compared to regular cc have three years.
- If Credit card misplace, lost or stolen, duplicate card would be issued free of cost or minimum charge.
- Not or very low joining fee or annual charges.
- Documentation – Basic documentation like related college and age, address proof.
- Special deals and rewards Lots of offer and benefits provided to students by banks. Cashback, discount and saving scheme time to time.
Credit Card for Student in India
How can students get Credit Card in India
- Against Fixed Deposit
- Through Add-on card
- Strong Saving Accounts
SBI Student Plus Advantage Credit Card – Credit Card for Student by SBI – All student can learn how to manage their money wisely. ability to convert EMI’s, fuel surcharge upto 2.5% on fuel spends. Good rewards program and cash points. Low interest rate and good deals on travelling.
HDFC Bank ForexPlus Cards – Credit Card for Students HDFC- Prepaid cards which works same as creditcard and amount directly debit from your card. It’s beneficial for students who study abroad and require easy access to funds in multiple currencies.
ICICI Bank Student Travel Card – Payment can be made online using secure channel and powered by MasterCard. It’s beneficial for students who study in abroad. It also provide travel insurance as well as membership to International student ID card.
HDFC Multicurrency Platinum ForexPlus Chip Card – Student Credit Card by HDFC Studying abroad comfortably access their funds in 20 foreign currencies. Also protected against fraud and accidents
Check Here – OLA SBI Credit Card Apply Online
Read here complete process to apply online – Click Here to Get Details